Money worries? Don’t have enough to pay bills or buy food? Need help now? You’re not alone; help is out there. It can be very hard to talk about money problems and ask for help but there are lots of places and people who will want to help you. Here are some places you may find helpful:
Citizens Advice: citizensadvice.org.uk Provides advice for any legal or money question, including benefits, work, discrimination and healthcare. You can contact them via webchat or visit one of their local centres and speak to an advisor.
Mind: Your local Mind might not be able to help you with money problems directly but they can help you find the right support. They may be able to help you find an advocate – someone who can come with you to meetings or appointments and speak on your behalf when necessary. Rochdale Mind
Money Advice Service: moneyadviceservice.org.uk Provides free and impartial money advice. They can help you with debt and borrowing, budgeting and managing money, benefits, insurance, savings and houses and mortgages.
Samaritans: Helpline: 116 123 (free call) Email: email@example.com samaritans.org Provides emotional support for anyone in distress.
Food Banks: Helps give emergency food and support to people in need. Heywood Food Bank Middleton Food Bank Rochdale Food Bank
Turn 2 Us: turn2us.org.uk National charity that helps people gain access to welfare benefits, charitable grants and support services. You can use their website to find a local advisor.
Step Change: stepchange.org A charity that provides free advice on problem debt, including a free debt management plan. They also have an online tool called Debt Remedy which can give you recommendations and solutions based on the financial information you provide.
National Debtline: nationaldebtline.org A freephone helpline and email advice service. They also provide online advice and sample letters that you can use when you are writing to your creditors.
Community Credit Unions: Community credit unions can help you save and lend you money. They can often help you if you have been turned down by other banks. Manchester Credit Union Metro Moneywise Credit Union
Shelter: shelter.org.uk Information about housing and homelessness. Shelter has a housing advice helpline . They also have a number of local advice centres where you can speak to an expert face to face. Shelter Manchester
Credit: With thanks to Mind, the mental health charity. www.mind.org.uk